Charlotte vs Temple Prediction Football Picks Today 10/17/26

In this article, we will formulate a Charlotte vs Temple Prediction for this College Football Week 7 matchup on Saturday, October 17^th. Let’s take a look at the prediction for this College Football matchup.

Temple Owls Preview

Temple has a 2-4 record and a 1-1 record in the American. They are coming off a 20-34 home loss against UConn and will face East Carolina and Navy next.

Offensively, Temple averages 24.8 points per game, ranking 94th in the nation, while defensively, they allow 26.3 points per game, which is 96th. Temple averages 374.2 total yards per game (172.7 passing and 201.5 rushing), while allowing 397.2 total yards per game (165.5 rushing and 231.7 passing).

Ajani Sheppard leads Temple with 891 passing yards with 60.8% completed passes and 7 touchdowns and a team-high 259 rushing yards, while Colin Chase has a team-high 234 receiving yards and 12 receptions. Defensively, Damien Ordonez has a team-high 55 total tackles (35 of them solo), while Kevin Hornbeak leads the team with 2 sacks.

Charlotte 49ers Preview

Charlotte has a 0-6 record and a 0-2 record in the American. They are coming off a 10-50 road loss against North Texas and will face Tulane and UAB next.

Offensively, Charlotte averages 16 points per game, ranking 131st in the nation, while defensively, they allow 42.2 points per game, which is 137th. Charlotte averages 287.8 total yards per game (186.3 passing and 101.5 rushing), while allowing 466.8 total yards per game (184.0 rushing and 282.8 passing).

Cole Gonzales leads Charlotte with 802 passing yards with 62.2% completed passes and 3 touchdowns. Khamani Alexander leads the team in rushing yards with 216, while Jaden Barnes has a team-high 343 receiving yards and 35 receptions. Defensively, Gavin Willis has a team-high 47 total tackles (24 of them solo), while Collin Gill and Kadin Schmitz lead the team with 2 sacks each.

Charlotte 49ers @ Temple Owls Betting Trends: Week 7

Why the Temple Owls will win

• Charlotte has lost each of its last 15 games.
• Temple has won 17 of its last 18 games as a home favorite.
• Charlotte has failed to cover the spread in each of its last four games in October.
• Temple has covered the spread in five of its last six games as a home favorite.
• The favorite has won the first half in each of Charlotte’s last 10 games.
• The favorite has won the first quarter in nine of Charlotte’s last 10 games.

Why the Charlotte 49ers will win

• Temple has lost seven of its last eight games against teams from North Carolina.
• The road team has won four of Temple’s last five games.
• The road team has covered the spread in 12 of Charlotte’s last 13 games.
• Temple has failed to cover the spread in eight of its last 10 games against teams from North Carolina.
• Temple has lost the first half in seven of its last eight games against teams from North Carolina.

Total Points Facts

• Each of Temple’s last four games against teams from North Carolina have gone OVER the total points line.
• Each of Charlotte’s last four games in October have gone OVER the total points line.

Temple Owls Player Prop Facts

• Heading into Week 7, Colin Chase leads the American Conference for yards per reception (19.5) this season.

Charlotte 49ers Player Prop Facts

• Heading into Week 7, Jaden Barnes has the most targets without a receiving touchdown this season (51).

Matchup/League Facts

• Temple ranks 122nd among FBS teams for passing yards per game this season (172.7).
• Temple ranks T17th among FBS teams for 4th down conversion percentage this season (71.4).
• Charlotte has lost the first quarter in each of its last five games – equal-longest active streak in the FBS.
• Charlotte has lost the third quarter in each of its last four games – equal-longest active streak in the FBS.

Charlotte vs Temple Prediction

In this Charlotte vs Temple prediction, Temple is coming as -21.5 home favorites. Charlotte has been winless this season and has failed to cover the spread in its last three games, while having the second-worst defense in the entire country and the 8^th-worst offense, for a -26.2 point differential. On the flip side, Temple has also been struggling with a 1-4 record in its last 5 games but that Charlotte squad is simply unbackable and I expect them to get blown out on the road, as they have allowed 109 total points in their last two games. Take Temple and lay the -21.5 points at home.