College Football

FIU vs Buffalo Prediction Football Picks Today 9/12/26

Buffalo Bulls (1-0) vs. Florida International Golden Panthers (0-1)
September 12, 2026 6:00 pm EDT
The Line: Florida International Golden Panthers -9.5 / Buffalo Bulls 9.5; Over/Under: 47.5
(Get latest betting odds)

The Buffalo Bulls and FIU Panthers meet Saturday in week 2 college football action at Pitbull Stadium. Here’s a FIU vs Buffalo Prediction. This article will include a FIU vs Buffalo Pick.

Buffalo Bulls Betting Preview

The Buffalo Bulls beat UAlbany and play Penn State next. Buffalo looks to start 2-0 for the first time since 2020. Elijah Holmes is completing 55.3 percent of his passes for 189 yards, 3 touchdowns, and 0 interceptions. Chance Morrow and Clint Walker have combined for 89 receiving yards and 3 touchdowns, while Jaylen Andrews has 3 receptions.

The Buffalo Bulls’ ground game is averaging 151 yards per contest, and Messiah Burch leads the way with 74 yards on 8 carries. Defensively, Buffalo is allowing 17 points and 276 yards per game. Keontez Bradley leads the Buffalo Bulls with 8 tackles, Christopher Climes has 1 sack, and SaVeon Brown has 1 interception.

FIU Panthers Betting Preview

The FIU Panthers lost to South Florida and play FAU next. The Florida International Panthers look to avoid their first 0-2 start since the 2020 season. JJ Kohl is completing 62 percent of his passes for 301 yards, 1 touchdown, and 2 interceptions. Maguire Anderson and Kyle McNeal have combined for 131 receiving yards on 13 catches, while Eric Nelson Jr. has 4 receptions.

The Florida International Panthers ground game is averaging 80 yards per contest, and Anthony Carrie leads the way with 31 yards on 10 carries. Defensively, FIU is allowing 19 points and 208 yards per game. DeAndre Boykins leads the Florida International Panthers with 9 tackles, DeeJay Holmes Jr. has 1 sack, and Ryan Gadson has 1 pass deflection.

Why the Florida International Panthers will win

  • Buffalo has lost each of its last five road openers.
  • Florida International has won each of its last five home openers.
  • Buffalo has failed to cover the spread in each of its last four games in September.
  • Florida International has covered the spread in five of its last six games.
  • Buffalo has lost the first half in each of its last seven road games in September.
  • Florida International has won the first quarter in four of its last five home games in September.

Why the Buffalo Bulls will win

  • Florida International has lost four of its last five games against non-conference opponents.
  • Florida International has failed to cover the spread in five of its last six September games as a favorite.
  • Buffalo has covered the spread in four of its last five games as a road underdog.
  • Florida International has lost the first half in each of its last six games in Florida.
  • The underdog has won the first quarter in four of Buffalo’s last six games.

Total Points Facts

  • Five of Buffalo’s last six games against non-conference opponents have gone UNDER the total points line.
  • Four of Florida International’s last five games against opponents from the Mid-American Conference have gone OVER the total points line.

Florida International Panthers Player Prop Facts

  • Heading into Week 2, JoJo Stone ranks T1st amongst qualified players for catch rate (100.0%) this season.

Buffalo Bulls Player Prop Facts

  • Heading into Week 2, Terrance Shelton Jr. ranks T1st amongst qualified players for catch rate (100.0%) this season.

Matchup/League Facts

  • Florida International ranks T1st among FBS teams for Q3 opponent points per game this season (0.0).
  • Florida International ranks T1st among FBS teams for red zone percentage this season (100.0).
  • Buffalo ranks T1st among FBS teams for Q4 opponent points per game this season (0.0).
  • Buffalo has lost the third quarter in each of its last four games – equal-longest active streak in the FBS.

FIU vs Buffalo Prediction

Buffalo has been a nice fade dating back to last season, and it nearly lost to Albany as an 18.5-point favorite. In fact, the Bulls should’ve lost that game. Sure, you can say it’s one game and opening week. Fine, but covers in 2 of its last 10 games doesn’t make me feel any better. FIU hung around with USF on the road, and despite the loss, it should feel good coming back home. If opening week was an indication of things to come, this should be a comfortable win for FIU. Odmaers certainly thinks so. I’ll lay the points.

Randy Chambers's Free Pick: Florida International Golden Panthers -9.5

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Randy Chambers

Randy has covered sports betting since 2014 and writes about everything from NFL to WNBA. Follow Randy Chambers on Twitter.

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