College Football

Charlotte vs Georgia Prediction Football Picks Today 11/22/25

Charlotte 49ers (1-9) vs. Georgia Bulldogs (9-1)
November 22, 2025 12:45 pm EDT
The Line: Georgia Bulldogs 0.0001 / Charlotte 49ers 0.0001; Over/Under: 52.5
(Get latest betting odds)

In this article, we will formulate a Charlotte vs Georgia Prediction for this College Football Week 13 game on Saturday, November 22nd. Let’s take a look at the prediction for this College Football matchup.

Georgia Bulldogs Preview

Georgia has a 9-1 record this season and is sitting 2nd in the SEC. They are 5-4-1 ATS, 4-5-1 in Over/Under and have a 5-1 home record and a 3-0 away record. Georgia is coming off a 35-10 home win against Texas and will face Georgia Tech next.

Offensively, Georgia averages 33.6 points per game, ranking 30th in the nation, while defensively, they allow 18.8 points per game, which is 19th. Georgia averages 428.4 total yards per game (238.1 passing and 190.3 rushing), while allowing 307.1 total yards per game (92.5 rushing and 214.6 passing).

Gunner Stockton leads Georgia with 2,269 passing yards with 70.7% completed passes and 19 touchdowns. Nate Frazier leads the team in rushing yards with 647, while Zachariah Branch has a team-high 59 receptions for 583 receiving yards. Defensively, C.J. Allen has a team-high 78 total tackles (40 of them solo), while C.J. Allen leads the team in sacks, with 3.5, and KJ Bolden, Joenel Aguero, Ellis Robinson IV have a team-high 2 interceptions each.

Charlotte 49ers Preview

Charlotte has a 1-9 record this season and is sitting 14th in the AAC. They are 3-7 ATS, 6-4 in Over/Under and have a 1-5 home record and a 0-3 away record. Charlotte is coming off a 28-7 home loss against UTSA and will face Tulane next.

Offensively, Charlotte averages 16.9 points per game, ranking 130th in the nation, while defensively, they allow 37.4 points per game, which is 133rd. Charlotte averages 312.0 total yards per game (217.5 passing and 94.5 rushing), while allowing 475.1 total yards per game (206.0 rushing and 269.1 passing).

Grayson Loftis leads Charlotte with 1,145 passing yards with 53.3% completed passes and 8 touchdowns. Rod Gainey Jr. leads the team in rushing yards with 231, while Javen Nicholas has a team-high 50 receptions for 676 receiving yards. Defensively, Reid Williford has a team-high 60 total tackles (34 of them solo), while Reid Williford leads the team in sacks, with 4.

Charlotte 49ers @ Georgia Bulldogs Betting Trends: Week 13

 

Why the Georgia Bulldogs will win

  • Georgia has won each of its last 47 games against non-AP-ranked teams.
  • Charlotte has lost 18 of its last 19 road games against non-conference opponents.
  • Georgia has covered the spread in five of its last six games.
  • Charlotte has failed to cover the spread in four of its last five games against non-conference opponents.
  • Charlotte has lost the first half in each of its last nine games against non-conference opponents.

Why the Charlotte 49ers will win

  • The road team has won three of Charlotte’s last four games.
  • Georgia has failed to cover the spread in each of its last six games against non-conference opponents.
  • The road team has covered the spread in each of Charlotte’s last five games.

Total Points Facts

  • Seven of Charlotte’s last eight road games in November have gone OVER the total points line.
  • Five of Georgia’s last six games against non-AP-ranked teams at Sanford Stadium have gone OVER the total points line.

Georgia Bulldogs Player Prop Facts

  • Gunner Stockton has recorded a 120.0+ passer rating in two consecutive games – equal-longest streak in the FBS.

Charlotte 49ers

Player Prop Facts

  • Heading into Week 13, Derrick Eley ranks 4th amongst FBS players for kick return yards (501) this season.

Matchup/League Facts

  • Georgia ranks T6th among FBS teams for 4th down conversion percentage this season (75.0).
  • Georgia ranks 7th among FBS teams for time of possession per game this season (33:16).
  • Charlotte ranks 136th among FBS teams for yards allowed per game this season (475.1).
  • Charlotte ranks 136th among FBS teams for 1st downs against this season (256).

Charlotte vs Georgia Prediction

In this Charlotte vs Georgia Prediction, Georgia is coming as -43.5-point home favorites. Both teams have been on opposite trajectories this season, as Georgia has been almost perfect with just one loss in 10 games played, while on the other hand, Charlotte has won only once and are a bottom-7 team in the country both offensively and defensively with a -20.5 point differential. They are also terrible against the spread with a 3-7 record, so this game is going to be a blowout. Take Georgia and lay the huge number at home.

Nikos Lagouretos's Free Pick: Georgia -43.5

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