College Football

Navy vs Cincinnati Prediction Football Picks Today 1/2/26

Navy Midshipmen (10-2) vs. Cincinnati Bearcats (7-5)
January 2, 2026 4:30 pm EDT
The Line: Cincinnati Bearcats 230 / Navy Midshipmen -285; Over/Under: 54.5
(Get latest betting odds)

In this article, we will formulate a Navy vs Cincinnati Prediction for this College Football Armed Forces Bowl Game on Friday, January 2nd. Let’s take a look at the prediction for this College Football matchup.

Cincinnati Bearcats Preview

Cincinnati has a 7-5 record this season and finished 5-4 in the Big 12. They are coming off a 23-45 road loss against Texas Christian. Offensively, Cincinnati averages 31.8 points per game, ranking 32nd in the nation, while defensively, they allow 24.8 points per game, which is 69th. Cincinnati averages 421.3 total yards per game (242.4 passing and 178.9 rushing), while allowing 403.4 total yards per game (173.6 rushing and 229.8 passing).

Brendan Sorsby leads Cincinnati with 2,800 passing yards with 61.6% completed passes and 27 touchdowns. Tawee Walker leads the team in rushing yards with 709, while Cyrus Allen has a team-high 49 receptions for 665 receiving yards. Defensively, Jake Golday has a team-high 105 total tackles (39 of them solo), while Mikah Coleman, Montay Weedon lead the team in sacks, with two each, and Matthew McDoom leads the team with one interception.

Navy Midshipmen Preview

Navy has a 10-2 record this season and finished 7-1 in the American. They are coming off a 17-16 neutral site win against Army. Offensively, Navy averages 31.2 points per game, ranking 35th in the nation, while defensively, they allow 26 points per game, which is 68th. Navy averages 421.2 total yards per game (131.8 passing and 289.3 rushing), while allowing 382.3 total yards per game (141.3 rushing and 241.1 passing).

Blake Horvath leads Navy with 1,472 passing yards with 60.7% completed passes and 10 touchdowns. Blake Horvath leads the team in rushing yards with 1,147, while Eli Heidenreich has a team-high 46 receptions for 877 receiving yards. Defensively, MarcAnthony Parker has a team-high 93 total tackles (43 of them solo), while Landon Robinson leads the team in sacks, with 6.5, and Phillip Hamilton leads the team with 3 interceptions.

Navy Midshipmen @ Cincinnati Bearcats Betting Trends: Bowl

 

Why the Cincinnati Bearcats will win

  • Cincinnati has won 22 of its last 24 games against opponents from the American Conference.
  • Navy has lost five of its last six games against non-conference opponents at neutral venues.
  • The team ranked 22nd in the AP Poll has failed to cover the spread in eight of its last nine games.
  • The underdog has covered the spread in each of Navy’s last three games.
  • Cincinnati has won the first quarter in each of its last nine games against non-conference opponents.
  • Navy has lost the first half in each of its last seven games against non-conference opponents at neutral venues.

Why the Navy Midshipmen will win

  • Navy has won each of its last 10 games as a favorite.
  • Cincinnati has lost each of its last seven games as an underdog against AP-ranked teams.
  • Cincinnati has failed to cover the spread in each of its last six games as an underdog against AP-ranked teams.
  • Navy has covered the spread in six of its last seven Bowl games.
  • Cincinnati has lost the first half in each of its last three games against non-conference opponents at neutral venues.

Total Points Facts

  • Each of Cincinnati’s last six games as an underdog at neutral venues have gone UNDER the total points line.
  • Fourteen of Navy’s last 16 games against non-AP-ranked teams at neutral venues have gone UNDER the total points line.

Cincinnati Bearcats Player Prop Facts

  • Heading into the bowl games, Cyrus Allen ranks T3rd amongst FBS players for receiving touchdowns (12) this season.

Navy Midshipmen Player Prop Facts

  • Heading into the bowl games, Eli Heidenreich is the only players averaging over 20.0 rushing yards and 60.0 receiving yards per game this season.

Matchup/League Facts

  • Cincinnati ranks 136th among FBS teams for interceptions this season (2).
  • Cincinnati has lost the third quarter in each of its last six games – equal-longest active streak in the FBS.
  • Navy has recorded the equal-most home wins by a margin of 10 points or less of any FBS team this season (4).
  • Navy ranks 1st among FBS teams for rushing yards per game this season (289.3).

Navy vs Cincinnati Prediction

In this Navy vs Cincinnati Prediction, Navy is coming as -7-point favorites. Navy has been the better team this season, as they have a better overall record with just two losses in their 12 games played and have been in far better form lately, with three consecutive wins. On the flip side, Cincinnati has been struggling lately with four straight losses and are 0-4 against the spread and I don’t trust them to keep this one close the way they have been playing recently. Take Navy and lay the -7 in this one.

Nikos Lagouretos's Free Pick: Navy -7

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