UTSA vs FIU Prediction Football Picks Today 12/26/25

In this article we will formulate a UTSA vs FIU prediction for this College Football game on Friday, December 26th at Gerald J. Ford Stadium in Dallas, Texas. Let’s take a look at the prediction for this matchup in bowl season.

UTSA Roadrunners Betting Preview

The UTSA Roadrunners are 6-6 (4-4) this season after they lost to Army by a score of 27-24 in their last game. UTSA led 10-0 in the second quarter, but they trailed 17-10 at the half and 20-10 in the fourth. UTSA did take a 24-20 lead late in the fourth quarter, but allowed a touchdown with about three minutes left for the loss. The Roadrunners out gained Army by a total of 386-303, went 6-14 on third downs, and lost the turnover battle by a total of 1-0 in the game. Owen McCown went 27-40 for 266 yards, two touchdowns, and one interception, while Robert Henry Jr rushed 13 times for 62 yards. Devin McCuin led the receivers with seven catches for 86 yards in the loss. 

Prior to that game, UTSA defeated East Carolina by a score of 58-24 and Charlotte by a score of 28-7. The Roadrunners have split their last four games and they finished tied for sixth in the American standings. UTSA has scored 35.4 points per game with 243.7 passing yards and 169.9 rushing yards per game, while they have allowed 29.6 points against per game this season. Owen McCown has thrown for 2,700 yards, 27 touchdowns, and seven interceptions, while Robert Henry Jr has rushed for 1,045 yards and nine scores on 151 carries this season. 

FIU Panthers Betting Preview

The FIU Panthers are 7-5 (5-3) this year after they defeated Sam Houston by a score of 56-16 in their last game. FIU led 28-10 at halftime and added 28 more points in the second half for the blowout win. The Panthers out gained Sam Houston by a total of 594-359, went 4-12 on third downs, and won the turnover battle by a total of 4-1 in the game. Keyone Jenkins went 15-24 for 291 yards, three touchdowns, and one interception, while Kejon Owens rushed 15 times for 124 yards. Alex Perry led the receivers with seven receptions for 140 yards and two touchdowns in the win. 

Prior to that game, FIU defeated Jacksonville State by a score of 27-21 and Liberty by a score of 34-27. The Panthers have won four games in a row and they finished tied for fourth in the CUSA standings. FIU has scored 29.3 points per game with 218.7 passing yards and 190.2 rushing yards per game, while they have allowed 27.8 points against per game this season. Keyone Jenkins has thrown for 1,693 yards, nine touchdowns, and five interceptions, while Kejon Owens has rushed for 1,298 yards and 11 scores on 205 carries this year. 

Why the UTSA Roadrunners will win

• UTSA has won each of its last 11 games against opponents from the Conference USA.
• Florida International has lost 10 of its last 13 games against teams from Texas.
• Florida International has failed to cover the spread in four of its last five games as an underdog in Texas.
• UTSA has covered the spread in each of its last three games as a favorite against teams from Florida.
• Florida International has lost the first half in each of its last five games against opponents from the American Conference.

Why the Florida International Panthers will win

• Florida International has won each of its last four games.
• Florida International has covered the spread in each of its last four games.

Total Points Facts

• Each of UTSA’s last 13 games in Texas have gone OVER the total points line.
• Four of Florida International’s last five games in Texas have gone OVER the total points line.

Matchup/League Facts

• UTSA ranks 130th among FBS teams for Q3 opponent points per game this season (8.9).
• UTSA ranks T130th among FBS teams for H2 opponent points per game this season (16.5).
• Florida International ranks 16th among FBS teams for 4th down conversion percentage against this season (38.7).
• Florida International ranks 116th among FBS teams for passing yards allowed per game this season (246.2).

UTSA vs FIU Prediction 

FIU comes into this matchup looking to end the year with a five game winning streak and they have scored at least 34 points in three of their last four. The Panthers should be fine offensively, but they are missing quite a few pieces on their defense. UTSA has won two of their last three games and they have an elite offense, but it sounds like they are going to be missing a ton of production on both sides of the ball due to injuries and the portal. I think we are going to see plenty of scoring in this game and with a lot of backups playing on defense for each side, we could see a lot of coverage issues. Take the over here. 

David Racey is 170-142 (55%) in College Football this season and is one of the top College Football Handicappers on the site. David went 5-1 in College Football on Saturday. Click here for his premium plays for the week!