College Football

South Alabama vs UL Monroe Prediction Football Picks Today 10/3/26

UL Monroe Warhawks (0-4) vs. South Alabama Jaguars (2-2)
October 3, 2026 7:00 pm EDT
The Line: South Alabama Jaguars -14.5 / UL Monroe Warhawks +14.5; Over/Under: 56.5
(Get latest betting odds)

The Louisiana Monroe Warhawks and the South Alabama Jaguars meet in week 5 college football action from Hancock Whitney Stadium on Saturday. We will look at this from a betting perspective and determine the best bets for this game. Here’s a Louisiana Monroe Warhawks vs. South Alabama Jaguars Prediction.

Louisiana Monroe Warhawks Recap

The Louisiana Monroe Warhawks come into this game looking to bounce back from a 45-17 loss at the hands of FAU last time out to sit at 0-4 this season. After this game, ULM will take on Louisiana Tech at home.

Warhawks Looking For First Win

Austin Carlisle has thrown for 312 yards, 1 touchdown and 0 interceptions on 68.6% passing while also leading UL Monroe in rushing with 219 rushing yards and 1 touchdown so far this season. Bryson Roland sits behind Carlisle on the ground with 127 yards and 1 TD. Marcellus Jackson leads the Warhawks in receiving with 109 yards on 12 catches, while Parker Fulghum trails with 96 yards on 7 catches along with 1 touchdown. On defense, Noah Flemmings has a team-high 25 total tackles, while Carl Fauntroy, Taijh Overton, James Smith, and LuZavier Arnes each lead the team with 1 sack. Carl Fauntroy recorded the team’s lone interception. UL Monroe’s defense as a whole has combined for 4 sacks and 1 interception so far this season.

South Alabama Jaguars Recap

The South Alabama Jaguars come into this game looking to bounce back from a 45-21 loss at the hands of Kentucky last time out to sit at 2-2 this season. After this game, South Alabama will head on the road for a game against Arkansas State.

Jaguars Alternate Wins & Losses In 4 Straight

Jared Hollins has thrown for 458 yards, 3 touchdowns and 2 interceptions on 57.1% passing while PJ Martin leads South Alabama in rushing with 270 yards and 4 touchdowns through 4 games this season. Keenan Phillips sits behind Martin on the ground with 245 yards and 1 TD. Jeremiah Jones-Thomas leads the Jaguars in receiving with 236 yards and 19 catches along with 1 TD, while Brendan Jenkins trails with 228 yards and 17 catches. On defense, Cole Blaylock has a team-high 29 tackles while South Alabama’s defense as a whole has combined for 7 sacks and 3 interceptions through 4 games this season.

Louisiana-Monroe Warhawks @ South Alabama Jaguars Betting Trends: Week 5

 

Why the South Alabama Jaguars will win

  • Louisiana-Monroe has lost each of its last 14 road games in October.
  • The home team has won each of South Alabama’s last six games.
  • Louisiana-Monroe has failed to cover the spread in each of its last five games in October.
  • South Alabama has covered the spread in six of its last seven games against teams from Louisiana.
  • The home team has won the first half in each of South Alabama’s last seven games.
  • The home team has won the first quarter in six of South Alabama’s last seven games.

Why the Louisiana-Monroe Warhawks will win

  • The underdog has won four of South Alabama’s last six games at Hancock Whitney Stadium.
  • South Alabama has lost four of its last six games as a favorite in Alabama.
  • The road team has covered the spread in seven of Louisiana-Monroe’s last eight games.
  • South Alabama has failed to cover the spread in six of its last seven games as a favorite in Alabama.
  • Louisiana-Monroe has won the first half in four of its last five games against South Alabama.

Total Points Facts

  • Nine of Louisiana-Monroe’s last 10 October games as a road underdog have gone OVER the total points line.
  • Each of the last four October games between Louisiana-Monroe and South Alabama have gone OVER the total points line.

South Alabama Jaguars Player Prop Facts

  • Heading into Week 5, PJ Martin ranks T2nd in the Sun Belt Conference for rushing touchdowns (4) this season.

Louisiana-Monroe Warhawks Player Prop Facts

  • Heading into Week 5, Marcellus Jackson ranks 2nd in the Sun Belt Conference for receptions (21) this season.

Matchup/League Facts

  • South Alabama ranks 5th among FBS teams for time of possession per game this season (34:40).
  • South Alabama ranks 130th among FBS teams for rushing yards allowed per game this season (200.0).
  • Louisiana-Monroe ranks 138th among FBS teams for points allowed per game this season (42.8).
  • Louisiana-Monroe ranks 138th among FBS teams for Q2 opponent points per game this season (18.8).

Louisiana Monroe Warhawks vs. South Alabama Jaguars Prediction

I’m on South Alabama here. I just think South Alabama is the far better team here with a defense that’s been taking over in their wins even though the defense has been shaky as of late. ULM doesn’t have the horses offensively to hang with a lot of teams they’re going up against, and I think South Alabama wins this game comfortably so give me the Jaguars here.

Chris Ruffolo's Free Pick: South Alabama Jaguars -14.5

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Chris Ruffolo

Chris joined the Sports Chat Place team in August 2016 and has a proven system that combines multiple analytical and situational statistics and trends to give out thousands of winning picks over the last three years with winning records across all of the top leagues, Follow Chris Ruffolo on Twitter @ruffthepickdawg

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