Temple vs Army Prediction Football Picks Today 9/25/26
Army Black Knights (1-1) vs. Temple Owls (1-2)
September 25, 2026 4:00 pm EDT
The Line: Temple Owls 3.5 / Army Black Knights -3.5; Over/Under: 47.5
(Get latest betting odds)
The Army Black Knights and Temple Owls meet Friday in week 4 college football action at Lincoln Financial Field. Here’s a Temple vs. Army Prediction. This article will include a Temple vs. Army Pick.
Army Black Knights Betting Preview
The Army Black Knights lost to USF, beat Bryant, and they play LA Tech next. Army has won 7 of its last 11 games. Cale Hellums is completing 68.4 percent of his passes for 150 yards, 2 touchdowns, and 0 interceptions. Samari Howard and Zach Mundell have combined for 109 receiving yards and 1 touchdown, while Tobi Olawole has 1 reception.
The Army Black Knights’ ground game is averaging 394 yards per contest, and Zach Mundell leads the way with 150 yards and 2 touchdowns. Defensively, Army is allowing 15.5 points and 267 yards per game. Elijah Walton leads the Army Black Knights with 16 tackles, Dillon Stowers has 1 sack, and Zane Tallman has 2 pass deflections.
Temple Owls Betting Preview
The Temple Owls lost to Penn State and Toledo, and they play USF next. Temple has lost 6 of its last 7 games. Ajani Sheppard is completing 52.6 percent of his passes for 297 yards, 3 touchdowns, and 0 interceptions. Colin Chase and Jayce Freeman have combined for 203 receiving yards and 2 touchdowns, while JoJo Bermudez has 7 receptions.
The Temple Owls’ ground game is averaging 221.3 yards per contest, and Keveun Mason leads the way with 283 yards and 2 touchdowns. Defensively, Temple is allowing 30 points and 414.7 yards per game. Curly Ordonez leads the Temple Owls with 32 tackles, Kevin Hornbeak Jr. has 1 sack, and Jamarcus Pierre has 1 interception.
Why the Temple Owls will win
- Temple has won six of its last eight September home games against non-AP-ranked teams.
- Army has lost three of its last four games in September.
- Temple has covered the spread in seven of its last eight home games against non-AP-ranked teams.
- Army has failed to cover the spread in three of its last four games in September.
- Temple has won the first quarter in each of its last three September games against non-AP-ranked teams.
- Temple has won the first half in each of its last three games against non-AP-ranked teams.
Why the Army Black Knights will win
- Army has won each of its last nine games against teams from Pennsylvania.
- Temple has lost 15 of its last 16 games as an underdog.
- The road team has covered the spread in each of the last four games between Army and Temple.
- Temple has failed to cover the spread in four of its last five games against conference opponents.
- Army has won the first half in each of its last 16 September games as a favorite.
- Army has won the first quarter in four of its last five games at Lincoln Financial Field.
Total Points Facts
- Seven of Temple’s last eight September games against non-AP-ranked teams have gone OVER the total points line.
- Each of Army’s last five games against non-AP-ranked teams have gone OVER the total points line.
Temple Owls Player Prop Facts
- Heading into Week 4, JoJo Bermudez ranks 1st in the American Conference for punt return yards (86) this season.
Army Black Knights Player Prop Facts
- Heading into Week 4, James Wagenseller ranks T4th amongst qualified players for gross average yards per punt (49.0) this season.
Matchup/League Facts
- Temple ranks T1st among FBS teams for 4th down conversion percentage this season (100.0).
- Temple ranks T1st among FBS teams for red zone percentage this season (100.0).
- Army ranks 1st among FBS teams for rushing yards per game this season (394.0).
- Army ranks T1st among FBS teams for 4th down conversion percentage this season (100.0).
Temple vs Army Prediction
Army has the clear edge with an extra week to prepare, and Temple still has major issues defensively and no passing attack whatsoever. However, this is a weird start time for a Friday game, and Temple is fresh off nearly upsetting Toledo on the road. Temple may not win many games, but it’s 3-0 ATS on the season and has shown progress despite the lack of results. Temple hung around somewhat with Penn State as well. We’re getting a hook on top of a key number. I’ll take a shot with Temple and the points.