College Football

Temple vs Toledo Prediction Football Picks Today 9/19/26

Temple Owls (1-1) vs. Toledo Rockets (1-1)
September 19, 2026 3:00 pm EDT
The Line: Toledo Rockets -218 / Temple Owls 180; Over/Under: 49.5
(Get latest betting odds)

In this article, we will formulate a Temple vs Toledo Prediction for this College Football Week 3 matchup on Saturday, September 19th. Let’s take a look at the prediction for this College Football matchup.

Toledo Rockets Preview

Toledo has a 1-1 record and are coming off a 63-10 home win against Central Connecticut State. They will face San Diego State and Ball State next. Offensively, Toledo averages 41.5 points per game, ranking 34th in the nation, while defensively, they allow 20 points per game, which is 67th. Toledo averages 421 total yards per game (254.5 passing and 166.5 rushing), while allowing 268 total yards per game (111.5 rushing and 156.5 passing).

John Alan Richter leads Toledo with 448 passing yards with 60% completed passes and 5 touchdowns. Connor Walendzak leads the team in rushing yards with 110, while Adjatay Dabbs has a team-high 8 receptions for 135 receiving yards. Defensively, Isaac Zay has a team-high 19 total tackles (8 of them solo), while Caden Camese leads the team with 1 sack.

Temple Owls Preview

Temple has a 1-1 record and are coming off a 9-27 home loss against Penn State. They will face Army and South Florida next. Offensively, Temple averages 23.5 points per game, ranking 104th in the nation, while defensively, they allow 20.5 points per game, which is 68th. Temple averages 326 total yards per game (124.5 passing and 201.5 rushing), while allowing 354 total yards per game (122.5 rushing and 231.5 passing).

Ajani Sheppard leads Temple with 133 passing yards with 50% completed passes. Keveun Mason leads the team in rushing yards with 234, while Jayce Freeman has a team-high 2 receptions for 57 receiving yards. Defensively, Damien Ordonez has a team-high 20 total tackles (15 of them solo), while Damien Ordonez leads the team with one sack.

Temple Owls @ Toledo Rockets Betting Trends: Week 3

 

Why the Toledo Rockets will win

  • Toledo has won each of its last 11 home games in September.
  • Temple has lost each of its last 28 games as a road underdog.
  • Temple has failed to cover the spread in each of its last five September games as a road underdog against non-AP-ranked teams.
  • Toledo has covered the spread in each of its last four home games in September.
  • Toledo has won the first quarter in eight of its last nine games against non-conference opponents at Glass Bowl.
  • Temple has lost the first half in each of its last 14 September games as an underdog.

Why the Temple Owls will win

  • Temple has won each of its last three games against opponents from the Mid-American Conference.
  • Toledo has lost three of its last four games against non-conference opponents.
  • Temple has covered the spread in eight of its last nine games against non-conference opponents.
  • Toledo has lost the first half in three of its last four games.

Total Points Facts

  • Eight of Temple’s last nine road games have gone OVER the total points line.
  • Seven of Toledo’s last eight games against non-conference opponents at Glass Bowl have gone OVER the total points line.

Toledo Rockets Player Prop Facts

  • Heading into Week 3, Connor Walendzak ranks T1st amongst qualified players for catch rate (100.0%) this season.

Temple Owls Player Prop Facts

  • Heading into Week 3, JoJo Bermudez ranks 1st in the American Conference for punt return yards (86) this season.

Matchup/League Facts

  • Toledo ranks T1st among FBS teams for Q3 opponent points per game this season (0.0).
  • Toledo ranks T1st among FBS teams for red zone percentage this season (100.0).
  • Temple ranks T1st among FBS teams for 4th down conversion percentage this season (100.0).
  • Temple ranks T1st among FBS teams for red zone percentage this season (100.0).

Temple vs Toledo Prediction

In this Temple vs Toledo Prediction, Toledo is coming as -5.5 home favorites. Both teams are coming off opposite outcomes in their previous games, with Toledo coming off a huge 53-point home win, while Temple lost by 18 at home, scoring just 9 points. Toledo has been looking better so far, with a superior offense, scoring 18 ppg more than Temple and will be playing their second straight game at home, where they were undefeated last season and were also a dominating 10-3 ATS throughout the season. Temple will be tested for the first time on the road this season and I don’t expect them to keep it close. Take Toledo and lay the -5.5 in this one.

 

Nikos Lagouretos's Free Pick: Toledo Rockets -5.5

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