Toledo vs Western Michigan Prediction 9/20/25 College Football Picks Today

In this article, we will formulate a Toledo vs Western Michigan Prediction for this College Football Week 4 game on Saturday, September 20^th at the Waldo Stadium. Let’s take a look at the prediction for this College Football matchup.

Western Michigan Preview

Western Michigan has a 0-3 record this season and are coming off a 0-38 road defeat in Illinois. Offensively, they average 12.0 points per game, which ranks 132nd in the nation. Defensively, they allow 31.3 points per game, which ranks 115th in the nation. Western Michigan averages 241.3 total yards per game, with 119.3 rushing yards and 122.0 passing yards per game. They allow 366.7 total yards per game, 175.0 rushing and 191.7 passing yards per game.

Broc Lowry leads the Broncos with 20/36 completed passes and 244 total passing yards. He also adds 125 rushing yards. Jalen Buckley leads the team in rushing yards, with 146, while Devin Miles adds 56 rushing yards. Baylin Brooks has a team-high 7 caught passes for a team-high 114 receiving yards. Tailique Williams has caught 6 passes for 74 yards.

Defensively, Tate Hallock and Sefa Saipaia are tied for a team-high 18 total tackles each, with Hallock recording 13 solo tackles and Saipaia recording 9 solo tackles. Nadame Tucker and Rodney McGraw lead the Broncos in sacks, with 2.5 each. Tate Hallock has one interception.

Toledo Preview

Toledo has a 2-1 record this season and are coming off a 60-0 home victory over Morgan State. Offensively, they average 40.3 points per game, which ranks 30th in the nation. Defensively, they allow 15.0 points per game, which ranks 36th in the nation. Toledo averages 464.7 total yards per game, with 208.7 rushing yards and 256.0 passing yards per game. They allow 231.3 total yards per game, 105.0 rushing and 126.3 passing yards per game.

Tucker Gleason leads the Rockets with 43/69 completed passes and 599 total passing yards. He also adds 23 rushing yards. Deamonte Trayanum leads the team in rushing yards, with 248 and four touchdowns, while Kenji Christian adds 139 rushing yards. Junior Vandeross III has a team-high 18 caught passes for a team-high 255 receiving yards, and has four touchdowns. Javon Brown has caught 6 passes for 133 yards.

Defensively, K’Von Sherman has a team-high 23 total tackles, 14 of them solo. K’Von Sherman leads the Rockets in sacks, with one. Emmanuel McNeil-Warren and Nasir Bowers each have one interception.

Toledo Rockets @ Western Michigan Broncos Betting Trends: Week 4

Why the Western Michigan Broncos will win

• Western Michigan has won 14 of its last 15 September home games against non-AP-ranked teams.
• Toledo has lost three of its last four games as a road favorite.
• Toledo has failed to cover the spread in each of its last four games as a road favorite.
• Western Michigan has covered the spread in four of its last five home games against Toledo.
• Toledo has lost the first half in three of its last four road games against conference opponents.

Why the Toledo Rockets will win

• Western Michigan has lost each of its last 17 games as an underdog.
• The favorite has won each of Western Michigan’s last 11 games at Waldo Stadium.
• Toledo has covered the spread in each of its last four games.
• Western Michigan has failed to cover the spread in 13 of its last 16 September games as an underdog.
• Western Michigan has lost the first half in three of its last four games against conference opponents.

Total Points Facts

• Each of Western Michigan’s last four home games in September have gone OVER the total points line.
• Six of Toledo’s last seven games as a favorite in Michigan have gone UNDER the total points line.

Western Michigan Broncos Player Prop Facts

• Heading into Week 4, Broc Lowry leads Western Michigan for touchdowns (2) this season.

Toledo Rockets Player Prop Facts

• Heading into Week 4, Chip Trayanum leads the Mid-American Conference for touchdowns (5) this season.

Matchup/League Facts

• Western Michigan has lost the third quarter in each of its last five games – longest active streak in the FBS.
• Western Michigan ranks 134th among FBS teams for yards per game this season (241.3).
• Toledo ranks T1st among FBS teams for Q3 opponent points per game this season (0.0).
• Toledo ranks 5th among FBS teams for average point differential in second quarters this season (+17.3).

Toledo vs Western Michigan Prediction

In their most recent meeting back in 2023, Toledo won 49-31 at home, and are 5-2 in their last 7 head-to-head meetings against Western Michigan. Western Michigan is 3-1 in their last 4 home meetings against Toledo.

In this Toledo vs Western Michigan Prediction, Toledo is coming as -14.5-point road favorites, with the total set at 50.5 points. Toledo has been the far better team this season, and are coming off back-to-back wins, and have covered the spread in all of their three games this season, and are winning by an average of 25.3 points per game. On the flip side, Western Michigan has been winless this season, and are struggling mightily on offense, scoring just 12 points per game this season, losing by an average of 19.3 points per game. The value here lies with the road team, so take Toledo to win and cover this one on the road.